Trading 212 Review 2025
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4.2/5

Trading 212 Review 2025

✔ Perfect for beginners
✔ Great trading platforms
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Risk Warning
Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you can afford to take the high risk of losing your money.

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Adam is head of content on TradingGuide.co.uk. He has many years of experience in the financial sector and honestly admits that he is in love with his job.

Article was updated: December 27, 2024
Estimated reading time: 3 minutes

Trading 212 is a UK-based brokerage firm dedicated to democratizing trading by making it accessible to everyone.

Pros
  • Quick and easy account opening
  • Easy-to-use trading platforms
  • Low minimum deposit
  • Strict regulation
Cons
  • Limited product portfolio
  • Withdrawals are limited to funding payment methods

Since its inception, Trading 212 has worked hard to become one of the leading brokers in the industry. With well-developed trading platforms and a powerful back-end engine, the company has managed to grow exponentially over the years.

We have reviewed our experience with Trading 212 in terms of their user interface experience, customer support and their suitability for both beginner traders, as well as experienced ones.

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Trading 212 – Who Are They?

The company was founded in 2004 and has a London office, as well as one in Cyprus, which is the base of operations for international clients. 

trading 212 review

It’s been a wild ride since Trading 212 was launched as a platform for FX trading. Since then, it has become a powerful force that securely connects millions of traders to multiple financial markets worldwide, daily.

Clients can trade on 1,800+ instruments and leverage their investment, using the MetaTrader 4 platform. Trading 212’s platforms have access to various financial instruments, from the major EU stock exchanges and global currency markets, to a myriad of commodities. Trading 212 is an online trading platform for commodities, stocks, indices, currency pairs, futures, and more. 

Trading 212 offers a great range of useful tools, including research ones that are both in-depth and crystal clear. Unlike many other investment companies, all of their research is free to use.

In contrast to traditional brokers, Trading 212 does not require retail clients to come up with large capital deposits – this allows individuals and small businesses to start trading with as little as £1.

Compare Trading 212 Features With Other Brokers

Compare with other broker
General Rating
Minimum deposit
Payment & Withdraw options
Fee on Amazon
Fee on GBP/USD
Fee on Bitcoin
Fee on ETFs
Fee on Gold
Software
Licence
Demo account
Money Insurance
Stock Assets
Forex Assets
Commodities Assets
ETFs Assets
trading212 logo
Visit site
Risk Warning
Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you can afford to take the high risk of losing your money.
Read Review
4.2rating-star
£1, €1, $1
Credit/Debit Cards, Bank Transfer, OnlineBankingPL, Giropay, Carte Bleue, Blik, Direct eBanking, Apple / Google Pay, PayPal, iDEAL
Free
0.15% – 0.5%
Crypto CFDs are not available to retail traders from any broker’s U.K. entity, nor to U.K. residents (except to Professional clients).
Free
From 0.0 pips
Mobile App, Web Platform
FCA, CySEC, FSC, ASIC, FSCS, ICF
Yes
Yes, up to £85,000
8000+
180+
25+
1800+
etoro logo
Visit site
{etoroCFDrisk}% of retail investor accounts lose money when trading CFDs with this provider.
4.1rating-star
$100
Debit card, Bank transfer, Neteller, Skrill, eToro Money, Online Banking
Yes (as CFD)
150 PIPs
1%
Free
0.0003 USD + (-0.000113) USD
eToro investing platform, Multi-asset platform, Copy Trader
ASIC, CySEC, FCA, FSAS
Yes
Yes (up to $250,000)
3000
52
27
300
plus500 logo
Visit site
Risk Warning
80% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.
Read Review
4.2rating-star
$100
Bank Wire Transfer, Credit/Debit Cards, Paypal, Skrill
Yes
0.6 pips to 1.7 pips
Not available for UK traders
Variable spread
0.02% to 0.40%+
Plus500 Webtrader
FCA (FRN 509909), CySEC (#250/14), ASIC, MAS, FSA, SFSA, EFSRA, DFSA, FSCA, FMA
Yes
Yes, up to £85,000
2000+ (CFDs)
60+ (CFDs)
25 (CFDs)
100+ (CFDs)
avatrade logo
Visit site
Risk Warning
77% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.
Read Review
4.5rating-star
$100
Credit/Debit Cards, Wire transfer, Paypal, Skrill, Neteller, Perfect Money, Boleto
From 0.2 pips
Yes
Free
From 0.0013
$0.0015 and $1.1000
WebTrader, MT4, MT5, AvaOptions, Automated Trading, and AvaSocial
CBI, CySEC, ASIC, FSA, FSCA, FSRA, ISA
Yes
Yes, up to $1,000,000
600+
50+
19+ (CFDs)
60+ (CFDs)

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Commissions and Fees

TypeFee
TypeFee
Minimum deposit$1
Deposit fee$0
Withdrawal fee$0
Overnight feeYes, if you plan to keep CFD positions open overnight
Inactivity fee$0
Stocks$0
Forex$0
Commodities$0
ETFs$0

Our Opinion About Trading 212

After our detailed study of Trading 212, we have come to the conclusion that the trading platform is more suitable for novice traders. A minimum deposit of £100 is an advantage to start developing your trading skills. Its free demo account will also be the best assistant for in-depth market analysis and trading platform testing.

Trading 212 offers fantastic levels of customer support and easy withdrawal of funds. It has clear and easy-to-use trading platforms that are intuitively navigated. The educational materials of Trading 212 are also really great. They offer a variety of useful content, including affordable YouTube videos.

FAQs

Does Trading 212 pay dividends?

Yes. If you own shares in dividend stocks, the dividend payment is sent to your Trading 212 account.

Is Trading 212 good for day trading?

Yes. Trading 212 is a good platform for day trading and other short-term strategies. Its low charges and fast trade execution speed allow day traders to quickly enter and exit trades, thus limiting the risk of losing money. You can also use Trading 212 for long-term strategies, especially in stocks.

How long does it take Trading 212 to pay?

This depends on the payment method that you’re using. Trading 212 takes up to 3 business days to process withdrawal requests. Once the broker has processed your request, you can expect to receive your money within 2 to 5 business days for bank transfers and credit/debit cards.

If you’re withdrawing via your Skrill or PayPal account, your money should arrive almost immediately. Keep in mind that due to financial regulations, you must withdraw your money to the same payment method you use to fund your account.

Is Trading 212 good for beginners?

Absolutely. Trading 212 offers favourable trading conditions suitable for both newbies and experienced traders. As a beginner, you can benefit from the broker’s demo account that enables you to practise trading and investing with a maximum of $50,000 in virtual funds.

Plus, the broker features MetaTrader 4 – the most popular trading platform for forex markets. Its intuitive design and functionalities such as copy trading makes it an excellent choice for beginners and experienced traders.

What’s the difference between Trading 212 Invest and CFD?

Trading 212 Invest allows you to use leverage while Trading CFD does not. Another difference is that CFD won’t give you ownership of the underlying asset, whereas Invest will.

Trading 212 CFD also allows you to trade various instruments, including forex, stocks, commodities, indices, and ETFs. Conversely, a Trading 212 Invest portfolio can only consist of stocks and/or ETFs.

Trading 212 – Who Are They?

The company was founded in 2004 and has a London office, as well as one in Cyprus, which is the base of operations for international clients.

Adam Jarfjord
Adam Jarfjord

is our leading content maker and head of the content department. For Adam, trading is not only a job but also a passion for more than 5 years. He has many years of experience in the financial sector and honestly admits that he is in love with his job.

Trading 212 Review 2025 Details

Licences
TradingGuides Rating:
✔ Perfect for beginners
✔ Great trading platforms
Visit site
Risk Warning
Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you can afford to take the high risk of losing your money.
1.0 rating-star
Customer Support
3.0 rating-star
Commissions & Fees
5.0 rating-star
Platform & Tools
3.0 rating-star
Research
3.0 Overall Rating

13 Replies to “Trading 212 Review 2025”

  • Oscar says:

    Is Trading 212 safe?

    Trading 212 is able to accommodate various levels of traders whether you are experienced or a beginner. Try creating two accounts when you are working with trading 212 free shares. One is the real account, with your real money and the other is your demo account. The demo account is your experimental account.

    CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

  • Tony Mattar says:

    I started off just a couple of days ago, and the platform works great for me.

  • C J says:

    I especially like the broker's fast withdrawal of money. Always just apply, one, two. And the money is on the card. No need to strain your nerves, will they come or not come.

  • Niklas Sholtz says:

    The best broker. The output is fast. Convenient and clear interface, easy to use and no commissions. I have been using Trading 212 for almost a year and would recommend it to anyone! One minus is the impossibility to choose the withdrawal method. As you put money in, it will be withdrawn. It is not convenient when working with several accounts and virtual cards.

  • Olga says:

    One of the best apps for trading and investing for beginners. I would consider Tinkoff Investments more convenient, but it is only for Russian citizens and Tinkoff Bank cardholders themselves. This same application is available to anyone, regardless of where they live. Very convenient and clear interface. There are no commissions.

  • Alex says:

    So far, Trading 212 has been an excellent broker in terms of ease of opening and maintaining an account. Also, their support has been very responsive and efficient in the few times I needed it. Highly recommend!

  • David says:

    There are no unnecessary processes and corporate cultures! There are only mature and independent people in the teams. Management will openly and accessiblely provide the information and tools necessary for work.

  • James says:

    I usually don't write comments, but this time I decided to make an exception. Good app with fast withdrawal, I recommend it to all my friends.

  • Bobby says:

    Trading 212 is an easy to use investing platform - the team has been quick to respond to any issues I’ve had - I would recommend. Once I had a card issue, which was resolved very quickly. If only more companies operated like this. I like their great customer service.

  • Patrick says:

    Best trading platform out there for the UK. Easy to use, responsible, and trusted. Recommend to all. Service is also good because I had one issue and was quickly transferred to a quick chat with a very helpful and kind assistant. He helped me and it was so great, thank you.

  • Wallace says:

    My experience was very good and extremely easy to deal with. The best trading app I have ever used. Very easy to use and a nice way to trade forex and shares.

  • Dinappe says:

    Would you recommend this provider?

    Fees

    Account opening

    Customer service

    Deposit and withdrawal

    Great app for your mobile phone. Easy to use, all functions are easily accessible. Provides up-to-date information and allows you to set limits for ease of trading. The buying and selling process is fast and commissions are low. I've been using it for 3 years now and I'm satisfied.
  • Sophia Delgado says:

    Would you recommend this provider?

    Yes

    Fees

    Account opening

    Customer service

    Deposit and withdrawal

    T212 provides me with all the necessary information to stay informed and trade confidently. They offer a convenient AI-powered chatbot as an added bonus. I've been using this platform for six months and remain satisfied. I especially appreciate the instant bank transfers, even for small amounts. Their user interface is simple and intuitive, and I've never encountered any issues. ?

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75.1% of retail investor accounts lose money